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DISCLAIMER: This Agreement is entered into by and between: Wealth From Scratch LLC (“the Company”) and  Client (“the Client”), whereby the Company agrees to provide training and education services via workshops, memberships, ebooks and other educational material. 1. The Client is solely responsible for creating and implementing his/her own results, decisions and actions. The Company is not liable or responsible for any actions or inactions (direct or indirect) that the Client takes as a result of participating in the Program. 2. The Company does not guarantee specific outcomes (financial or otherwise) for the Client, solely as a result of participating in the Program. The Company will provide education, training, and tools, but implementing these learnings is the sole responsibility of the Client. 3. The Client acknowledges that coaching does not constitute or substitute for legal, financial, tax, or insurance advice, or any other advice from a licensed professional outside the coaching industry. Further, none of the content provided constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. None of the information providers or their affiliates will advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. 4. The Client acknowledges that, while sensitive/personal topics may be discussed, coaching does not constitute or substitute for therapy, counseling, or mental health treatment. 5. registering for a class, workshop, membership or purchasing any product constitutes agreement and acceptance of this.